Meet Shelby,

Shelby is a Mortgage Broker with Centum Home Lenders with over nine years of finance experience. She is passionate about helping people make informed and educated financial decisions and will guide you, whether a first-time home buyer or a knowledgeable refinancer, through every step.
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Supporting you
through your journey.

As your mortgage broker, your financial goals are my top priority. With personalized service, I’ll identify the best mortgage product for your personal needs and guide you through the entire process with my industry knowledge and expertise. I offer unbiased advice and competitive rates and am always available to answer your questions to ensure a smooth and successful mortgage experience.

We are your Trusted
Local Lender.

With over $2.8 billion in mortgages secured, Centum Home Lenders is your one-stop shop for mortgages in New Brunswick. Our goal is to help you find the perfect product for your needs. We treat every mortgage as if it were our own, striving to get you the best rate from the start. We’re always happy to provide a second opinion, but when you work with us, you can trust that our advice will always be tailored to your best interests.

Services

Mortgage Services for Your Homeownership Journey
First Time Home Buyers

First Time Home Buyers

We understand that purchasing your first home can be overwhelming. However, with over a decade of experience and access to a broad range of innovative mortgage products, we're well-equipped to help you easily navigate the process. Our industry knowledge and relationships will also help smooth the path to buying your first home.

We can help you hit all the milestones and secure the best mortgage rates available in Moncton and New Brunswick.

Mortgage Refinance

Mortgage Refinance

Whether you're looking to renovate, consolidate mortgages, clear bad debt, or obtain better interest rates, refinancing your mortgage can be a great option. At Centum Home Lenders, we have extensive industry knowledge and relationships to help you secure the right product and the best deal. Our broad range of products and expertise can assist you in finding the best rates in Moncton and New Brunswick.

We can help you attain the financial flexibility you need through refinancing your mortgage.

Debt Consolidation

Debt Consolidation

If you’re a homeowner struggling with debt, Centum Home Lenders can help you explore your options and determine if mortgage refinancing is right for you. With our expertise, we'll secure the best refinance rates in Moncton and New Brunswick, which involves replacing your current mortgage with a new one at a lower interest rate to consolidate debt.

Mortgage Renewal

Mortgage Renewal

If you’re a homeowner with a renewal coming up, we can review and get the best rates for your Moncton or New Brunswick mortgage. We're experts in the field and can ensure your mortgage works for your financial future. We have access to various products to help you with your renewal and get the best rates possible.

Home Purchase

Home Purchase

Whether you're upsizing or downsizing, we can assist you with your mortgage on your next home purchase in Moncton and New Brunswick. We'll obtain the best rates for your home purchase and secure the right mortgage product. Seek advice from an impartial mortgage expert like us before making any significant decisions.

We can help you make an informed decision and secure the best mortgage product and rates for your next home purchase.

New to Canada

New to Canada

We make buying a home in Canada easier. As experienced mortgage brokers, we'll get you the best rates for your Moncton or New Brunswick mortgage and guide you through the approval process. We specialize in helping new Canadians with mortgage financing and have access to a wide range of products to make buying a home simpler.

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Mortgage Services for Your Homeownership Journey

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Shelby Bragg Mortgage Broker
Shelby Bragg Mortgage Broker️ 4 hours ago

Your down payment is one of the biggest factors in your home buying plan. It affects how much you need to save, how large your mortgage will be, whether you need mortgage default insurance, and how comfortable your monthly payments may feel. That is why down payment size is not just about meeting the minimum requirement. It is about choosing an amount that fits your budget, timeline, and long-term goals. Many buyers assume they need 20 per cent down to purchase a home, but that is not always the case. In Canada, the minimum amount depends on the purchase price of the property. Understanding those rules can help you decide whether to buy sooner with a smaller down payment or keep saving for a larger one. https://loom.ly/DNGVnrs

Shelby Bragg Mortgage Broker
Shelby Bragg Mortgage Broker️ 1 day ago

Creating a personalized budget is one of the most useful ways to understand your money and make it work for your real life. A budget should not feel like a punishment or a strict set of rules you cannot follow. It should be a practical plan that reflects your income, expenses, goals, and habits. For Canadians managing higher living costs, debt payments, mortgage goals, or everyday household expenses, budgeting can bring clarity. Once you know where your money is going, it becomes easier to make decisions, adjust your spending, and build confidence around your financial future.

Shelby Bragg Mortgage Broker
Shelby Bragg Mortgage Broker️ 1 week ago

Closing day is one of the most exciting parts of buying a home, but it can also feel busy and detailed. By the time it arrives, you have likely handled your offer, mortgage approval, inspection, insurance, and plenty of paperwork. Still, there are a few important tasks to complete before you officially take ownership.

Get in touch

Fill out the form below to get in touch today!

Centum Home Lenders Ltd.
93 Victoria Street
Moncton, NB E1C 1P6
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Learn more at mortgagenb.ca
shelby@mortgagenb.ca
506-854-6847

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