Meet Shelby,
Supporting you
through your journey.
We are your Trusted
Local Lender.
With over $2.8 billion in mortgages secured, Centum Home Lenders is your one-stop shop for mortgages in New Brunswick. Our goal is to help you find the perfect product for your needs. We treat every mortgage as if it were our own, striving to get you the best rate from the start. We’re always happy to provide a second opinion, but when you work with us, you can trust that our advice will always be tailored to your best interests.
Services
Mortgage Services for Your Homeownership Journey
First Time Home Buyers
First Time Home Buyers
We understand that purchasing your first home can be overwhelming. However, with over a decade of experience and access to a broad range of innovative mortgage products, we're well-equipped to help you easily navigate the process. Our industry knowledge and relationships will also help smooth the path to buying your first home.
We can help you hit all the milestones and secure the best mortgage rates available in Moncton and New Brunswick.
Mortgage Refinance
Mortgage Refinance
Whether you're looking to renovate, consolidate mortgages, clear bad debt, or obtain better interest rates, refinancing your mortgage can be a great option. At Centum Home Lenders, we have extensive industry knowledge and relationships to help you secure the right product and the best deal. Our broad range of products and expertise can assist you in finding the best rates in Moncton and New Brunswick.
We can help you attain the financial flexibility you need through refinancing your mortgage.
Debt Consolidation
Debt Consolidation
If you’re a homeowner struggling with debt, Centum Home Lenders can help you explore your options and determine if mortgage refinancing is right for you. With our expertise, we'll secure the best refinance rates in Moncton and New Brunswick, which involves replacing your current mortgage with a new one at a lower interest rate to consolidate debt.
Mortgage Renewal
Mortgage Renewal
If you’re a homeowner with a renewal coming up, we can review and get the best rates for your Moncton or New Brunswick mortgage. We're experts in the field and can ensure your mortgage works for your financial future. We have access to various products to help you with your renewal and get the best rates possible.
Home Purchase
Home Purchase
Whether you're upsizing or downsizing, we can assist you with your mortgage on your next home purchase in Moncton and New Brunswick. We'll obtain the best rates for your home purchase and secure the right mortgage product. Seek advice from an impartial mortgage expert like us before making any significant decisions.
We can help you make an informed decision and secure the best mortgage product and rates for your next home purchase.
New to Canada
New to Canada
We make buying a home in Canada easier. As experienced mortgage brokers, we'll get you the best rates for your Moncton or New Brunswick mortgage and guide you through the approval process. We specialize in helping new Canadians with mortgage financing and have access to a wide range of products to make buying a home simpler.
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Outdoor home improvements can make a big difference in how your property looks, feels, and functions. Whether you are planning to sell in the future or simply want to enjoy your space more, exterior upgrades are a practical way to add value and improve day-to-day living. The key is choosing projects that are useful, visible, and realistic for your budget. Unlike interior renovations, outdoor improvements often shape first impressions immediately. They can improve curb appeal, extend your living space, and help protect your home from long-term wear.
When you are buying a home, your down payment is one of the most important pieces of the mortgage process. It is not enough to simply have the funds available. Lenders also need to confirm where the money came from, how long you have had it, and whether it is truly available for the purchase. This process is known as down payment verification. For many buyers, this step can feel more detailed than expected. However, understanding what lenders are looking for can help you prepare early and avoid delays when you are ready to make an offer.
When you start house hunting, it is easy to focus on location, style, and wish list features. However, one of the most important decisions is choosing the right property type for your budget. A detached home, semi-detached home, townhouse, condo, or duplex can each offer a very different ownership experience, and the true cost is not always reflected in the purchase price alone. Understanding how different property types affect your monthly costs, maintenance responsibilities, and long term plans can help you make a more confident decision.

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Mortgage Services for Your Homeownership Journey