Meet Shelby,
Supporting you
through your journey.
We are your Trusted
Local Lender.
With over $2.8 billion in mortgages secured, Centum Home Lenders is your one-stop shop for mortgages in New Brunswick. Our goal is to help you find the perfect product for your needs. We treat every mortgage as if it were our own, striving to get you the best rate from the start. We’re always happy to provide a second opinion, but when you work with us, you can trust that our advice will always be tailored to your best interests.
Services
Mortgage Services for Your Homeownership Journey
First Time Home Buyers
First Time Home Buyers
We understand that purchasing your first home can be overwhelming. However, with over a decade of experience and access to a broad range of innovative mortgage products, we're well-equipped to help you easily navigate the process. Our industry knowledge and relationships will also help smooth the path to buying your first home.
We can help you hit all the milestones and secure the best mortgage rates available in Moncton and New Brunswick.
Mortgage Refinance
Mortgage Refinance
Whether you're looking to renovate, consolidate mortgages, clear bad debt, or obtain better interest rates, refinancing your mortgage can be a great option. At Centum Home Lenders, we have extensive industry knowledge and relationships to help you secure the right product and the best deal. Our broad range of products and expertise can assist you in finding the best rates in Moncton and New Brunswick.
We can help you attain the financial flexibility you need through refinancing your mortgage.
Debt Consolidation
Debt Consolidation
If you’re a homeowner struggling with debt, Centum Home Lenders can help you explore your options and determine if mortgage refinancing is right for you. With our expertise, we'll secure the best refinance rates in Moncton and New Brunswick, which involves replacing your current mortgage with a new one at a lower interest rate to consolidate debt.
Mortgage Renewal
Mortgage Renewal
If you’re a homeowner with a renewal coming up, we can review and get the best rates for your Moncton or New Brunswick mortgage. We're experts in the field and can ensure your mortgage works for your financial future. We have access to various products to help you with your renewal and get the best rates possible.
Home Purchase
Home Purchase
Whether you're upsizing or downsizing, we can assist you with your mortgage on your next home purchase in Moncton and New Brunswick. We'll obtain the best rates for your home purchase and secure the right mortgage product. Seek advice from an impartial mortgage expert like us before making any significant decisions.
We can help you make an informed decision and secure the best mortgage product and rates for your next home purchase.
New to Canada
New to Canada
We make buying a home in Canada easier. As experienced mortgage brokers, we'll get you the best rates for your Moncton or New Brunswick mortgage and guide you through the approval process. We specialize in helping new Canadians with mortgage financing and have access to a wide range of products to make buying a home simpler.
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Moving day can be exciting, but it can also be one of the easiest parts of buying a home to underestimate. After saving for a down payment, preparing for closing costs, and managing all the steps of a purchase, the cost of actually getting into your new home can feel like one more big expense. The good news is that moving day expenses are often easier to control when you plan ahead. A few practical choices around timing, packing, movers, and supplies can help you reduce costs without creating unnecessary stress.
Buying your first home in Canada is a major milestone. For newcomers, it can also come with extra questions about credit history, mortgage rules, down payments, paperwork, and what lenders expect to see. The process becomes much easier when you understand the steps ahead of time. A clear newcomers home buying plan can help you prepare before you start viewing properties, so you know what is realistic and what needs attention first.
Planning for retirement is about more than deciding when you want to stop working. For Canadian home owners, it also means thinking carefully about how your property, mortgage, savings, debts, and future lifestyle all fit together. Your home may be one of your biggest assets, but it can also be one of your biggest ongoing expenses. Property taxes, utilities, insurance, maintenance, condo fees, and mortgage payments can all affect how much cash flow you will need once your regular paycheque changes or stops. Starting early gives you more time to make calm, practical decisions instead of rushing into choices later.

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Mortgage Services for Your Homeownership Journey