Meet Shelby,

Shelby is a Mortgage Broker with Centum Home Lenders with over nine years of finance experience. She is passionate about helping people make informed and educated financial decisions and will guide you, whether a first-time home buyer or a knowledgeable refinancer, through every step.

Supporting you
through your journey.

As your mortgage broker, your financial goals are my top priority. With personalized service, I’ll identify the best mortgage product for your personal needs and guide you through the entire process with my industry knowledge and expertise. I offer unbiased advice and competitive rates and am always available to answer your questions to ensure a smooth and successful mortgage experience.

We are your Trusted
Local Lender.

With over $2.8 billion in mortgages secured, Centum Home Lenders is your one-stop shop for mortgages in New Brunswick. Our goal is to help you find the perfect product for your needs. We treat every mortgage as if it were our own, striving to get you the best rate from the start. We’re always happy to provide a second opinion, but when you work with us, you can trust that our advice will always be tailored to your best interests.

Services

Mortgage Services for Your Homeownership Journey
First Time Home Buyers
Mortgage Refinance
Debt Consolidation
Mortgage Renewal
Home Purchase
New to Canada

Mortgage Calculator

Mortgage Services for Your Homeownership Journey

On Social

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Outdoor home improvements can make a big difference in how your property looks, feels, and functions. Whether you are planning to sell in the future or simply want to enjoy your space more, exterior upgrades are a practical way to add value and improve day-to-day living. The key is choosing projects that are useful, visible, and realistic for your budget. Unlike interior renovations, outdoor improvements often shape first impressions immediately. They can improve curb appeal, extend your living space, and help protect your home from long-term wear.

When you are buying a home, your down payment is one of the most important pieces of the mortgage process. It is not enough to simply have the funds available. Lenders also need to confirm where the money came from, how long you have had it, and whether it is truly available for the purchase. This process is known as down payment verification. For many buyers, this step can feel more detailed than expected. However, understanding what lenders are looking for can help you prepare early and avoid delays when you are ready to make an offer.

When you start house hunting, it is easy to focus on location, style, and wish list features. However, one of the most important decisions is choosing the right property type for your budget. A detached home, semi-detached home, townhouse, condo, or duplex can each offer a very different ownership experience, and the true cost is not always reflected in the purchase price alone. Understanding how different property types affect your monthly costs, maintenance responsibilities, and long term plans can help you make a more confident decision.

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Get in touch

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Centum Home Lenders Ltd.
93 Victoria Street
Moncton, NB E1C 1P6
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Learn more at mortgagenb.ca
shelby@mortgagenb.ca
506-854-6847

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